The ever changing world of dental coverage….
Navigating the world of insurance has never been an easy process. January 2014 has brought even more challenges our way. Laurelwood Dental is committed to partnering with you, our patients, and helping you understand your insurance benefits and options. Many insurance companies want dentists to be under ‘contract’ with them. These plans are called PPOs or Preferred Provider Organizations. Many people have their health insurance under this arrangement. Unfortunately the task of providing quality work, materials, and service under this system has become increasingly more difficult than in previous years. Laurelwood Dental has declined to join any PPOs, because we want to work for our patients best interest, not the interests of the insurance companies. Rate cuts imposed by PPOs would force us to use cheaper materials, decrease the length of patient visits, and prevent us from being able to offer you the latest advances in dental technology. Staying out of network allows our dentists and hygienists to give you the quality of care and service that you deserve.
We strive to keep our patients well-informed with regard to insurance issues and our practices. We utilize online tools and make phone calls daily to make sure we give the most accurate insurance information. We will always work with your insurance company as an out-of-network provider. In some cases we will send a Predetermination of benefits to have the insurance estimate in writing, but even this can sometimes leave an unexpected cost in the end. Here are some key points to remember when trying to understand your insurance plan:
How we handle insurance
We are not able to extend payment plans. For our patients that need this type of an extended credit plan we offer CareCredit. (We have brochures and applications available for your convenience.) You can also reach them online at www.carecredit.com or by calling 1.866.893.7864.